Care Providers

You Take Care of Them.
We'll Take Care of You.
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A healthier business starts with the right insurance partner.
Committed To Your Success
As a home healthcare provider, you ease the discomfort of long-term illness... you help the injured recover... you preserve dignity in the final days of life.
The last thing you want to think about is the high cost of insurance. With Care Providers Business Insurance, you can focus on what you do best. While you take care of others, we'll take care of you with the lowest rates, the strongest protection, and expert, reliable service.
Whether you provide in-home care, hospice care, assisted living, or adult day care, we have a tailored program to meet all your business insurance needs.
Heffernan Insurance Brokers is a proud member of:
- Missouri Alliance for Home Care
- Missouri Council for In-Home Care
- Missouri Assisted Living Association
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Would your business be adequately protected if an employee did the following?
- Administered an incorrect dosage, resulting in patient hospitalization?
- Broke an expensive vase?
- Was accused of sexually abusing a patient?
- Fatally hit a bicyclist while running an errand for a client?
- Neglected a patient resulting in his/her death?
- Claimed that he was fired based on age discrimination?
- Stole money from a patient?
- Left a stove burner on, causing a kitchen fire?
- Failed to arrive for an appointment where medication was to be given at a specified time?
- Committed identity theft while working with clients' personal data?
- Passed her background check but was later discovered to be a felon?
- Was injured by a psychotic patient?
Don't settle for generic coverage. Get smart, affordable protection with Care Providers Business Insurance!
SMART Property & Liability Coverage
- Don't settle for generic protection. It often fails to address your most critical exposures.
- All packages include the state requirements of General Liability, Professional Liability, and a Dishonesty Bond. We also recommend:
- Sexual abuse/molestation in case an employee is ever accused.
- Real and/or personal property in case your building or business property is damaged.
- Business income in case your income stream is interrupted by a covered cause of loss.
- Non-owned auto for liability involving your employees' vechicles -or- Owned auto if you provide company vehicles
- Computer coverage in case your system crashes.
- You may also wish to consider:
- Hired car physical damage
- Equipment breakdown
- Employee benefits liability
- Earthquake and flood
AFFORDABLE Workers Compensation Coverage
- Save thousands with our healthcare tailored programs!
- Minimum coverage meets state requirements
- Higher limits and employment practices liability coverage available
- Control the cost of insurance, so you can afford to enhance employee pay benefits.
- Affordable employee benefits, such as health and life are also available.
- Retain your best employees. Less turnover leads to better training and fewer accidents - a tried and proven recipe for business success!
Don't take our word for it! Listen to a care provider...
"Best Choice Insurance understands the home healthcare industry. They provide me with more coverage options and they allow me to customize my benefit package to meet my unique needs. Plus, the staff is extremely personable and service-oriented. They saved me a lot of time and stress. I highly recommend their services."
- Mark Tamboli, Algonquin and Family Partners Adult Day Services
Contact us to learn more!
Download an application here.